House insurance

• Sleep easy knowing your home is protected against a wide range of events.
• One event, one excess.
• We can cover your accommodation costs while your house is being repaired or rebuilt.
• Get a quote in one quick and easy phone call.

Benefits

	Legal liability cover Up to $100,000 for your legal liability if an accident happens at your house which causes loss or damage to other people’s property or injury to someone.
	Temporary accommodation cover Up to $5,000 for temporary accommodation costs.
	Keys and locks cover Up to $250 for replacement keys and locks – with no excess to pay.
	One event - one excess If one event causes you to claim on two or more of your NPI policies, such as your house, contents and vehicle, you will only have to pay one excess.

Optional benefits

	Earthquake cover Cover for your house if it’s damaged by earthquake, volcanic eruption, geothermal or hydrothermal activity or tsunami.
	Gale, windstorm, hurricane, cyclone cover Provides cover for loss and damage due to gale, windstorm, hurricane or cyclone. (Special conditions apply). List of Approved Engineers to issue Cyclone Engineers Certificates (PDF, 296kb)
	Rental cover Up to $15,000 for loss of rent and up to $1,000 for damage to fixtures and fittings if your house is tenanted.

Important: This is a summary only. For a full outline of the policy terms, conditions and exclusions please read the policy wording (below) and the certificate of insurance.